Commercial Loans

There is always complexity in raising commercial debt. Appetite from the major lenders is constantly changing and they all have fairly defined parameters within which the loan needs to fit. This then brings in the second-tier debt market which provides more flexibility.

A lot of small businesses fail not because they’re offering a poor product but because they run out of cash. How much money do you need for your business? Not just to pay for set-up costs but to cover your living expenses while you get established? Don’t even think about going into business until you’ve done a detailed business plan and cash flow projection. Otherwise you’re planning to fail.

Both business finance and commercial finance are generally secured by either commercial or residential property. However, business finance is probably more associated with small business or SMEs (Small to Medium Enterprises). Commercial finance tends to relate more to the financing of commercial property. For more information, contact us for a confidential chat.

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