Turnover & Financial Stress Impact Calculator

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Financial Wholeness Journey™ for Employers

Measure it. Fix it. Grow.

Financial stress impacts retention, productivity and growth. Model your organisation's exposure, and the opportunity, in under 60 seconds.

Your Organisation

Adjust headcount, turnover rate, workforce mix, and salary by seniority level.

16%
Australian avg: 16% (AHRI 2024)
Workforce mix 100%
Junior
Manager
Senior Manager
Executive
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Your results appear here

Adjust the inputs on the left. Results calculate automatically.

Replacement Cost Benchmarks (SHRM / Gallup)
SeniorityReplacement Cost RangeWhat is included
Junior40 to 60% of salaryAdvertising, screening, onboarding, 1 to 2 month ramp-up
Manager75 to 100% of salaryAbove plus recruiter fees, 2 to 3 month ramp, peer disruption
Senior Manager100 to 150% of salaryAbove plus extended ramp, client relationship risk, knowledge loss
Executive150 to 200% of salaryAbove plus executive search, team impact, strategic disruption

Turnover cost benchmarks: SHRM 50% to 200% of salary; Deloitte 1.5 to 2x salary; AHRI Q4 2024 Australian average 16% turnover; SHRM 60-70% of turnover cost is indirect. Productivity loss applies AMP's estimated 7.7 lost hours per week to the severely or moderately stressed group only (around 23% of a workforce: 15% moderate plus 8% severe, AMP 2024). Illustrative improvement range draws on AMP Financial Wellness research (AMP's 2022 report attributed roughly $66 billion a year in lost national productivity to financial stress), Employment Hero Wellness at Work Report 2024, and published Australian benchmark data. Illustrative only - actual outcomes vary by organisation and are not guaranteed.

Financial Wholeness Journey™ for Employers
Australian research suggests small percentage shifts produce material impact. What could be possible for your team?

Charter Finance runs the Financial Wholeness Journey™ programme end to end. Group sessions, individual coaching, and a full anonymised Employer Impact Report. Speak with us to find out what the right structure looks like for your organisation.

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