Charter Finance Institute is a real estate finance advisory specialist. We specialise in sourcing residential and commercial property finance.

What drives us:
  • Our core focus is ensuring that your debt arrangements are extremely competitive and the most appropriate for your individual or company’s needs.
  • Our aim is to deliver service of the highest standard providing focused and strategic advice and practical solutions.
  • We have no conflict of interest. Our sole focus is to secure the best return possible for you.
Why use us?
Plain & Simple – We are experts at charting the best path for your debt needs…

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What Our Clients Say

CFI's knowledge and understanding of mortgage lending & product availability was outstanding. Their personal and professional service lead to a smooth transaction with great results... — Eitan Bienstock, http://www.cocktailking.com.au

Charter Finance were flexible, detailed and very persistent. Thanks! — Richard Bowman, http://www.claudesebastian.com.au

Charter Finance are a professional and sincere financial consultantancy. They are knowledgable and most importantly approachable. I would recommend them to anyone looking for an independent and customer service minded broker. — Nick Hedges, http://www.resolvehr.com.au

CFI achieved the impossible for us in refinancing a significant property deal amidst the most challenging circumstances. They sourced the best financial partner, handled all the important details and went above and beyond on so many occasions when they didn't need to. Impeccable follow through and a unique ability to instil trust. — Maria Sipka, http://www.linqia.com

Loan Calculators

Commercial Lending

AFMA:Bank Bill Swap Rates: Rate  
Average M Yesterday 1 Week Ago
30 Day BBSY 3.79% 3.79%
90 Day BBSY 3.72% 3.71%
1 Year BBSW 3.28% 3.39%
2 Year BBSW 3.25% 3.42%
3 Year BBSW 3.34% 3.46%
5 Year BBSW 3.66% 3.78%

Swap Rates are still well below historical averages. Albeit that margins are higher than they were 4 years ago, there is currently a lot of competitive tension amongst lenders.

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Residential Lending

Standard Variables Rates* Rate
ANZ 7.05%
NAB 6.99%
CBA 7.01%
Westpac 7.09%
St George 7.04%
Bankwest 6.98%

The above details some of the lenders standard variable rates. CFI are able to negotiate between 0.80% - 1.20% off these rates for our clients.

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Case Studies

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